Insurance: know before you buy
Choosing your insurance provider carefully is essential to make sure that you are supported adequately if you need to make a claim. Whether you are looking for a simple travel insurance policy this summer, or something more specialised for skiing or other winter sports, or maybe backpacking you want to make sure that your money will be well spent.
Since many insurance companies advertise their policies online, comparing providers is cheap and easy; however, given the number of companies on the market, buying insurance over the internet also has the potential to be very confusing.
It can be different to see the differences between insurance policies. Many providers promise the Earth at very low prices and it is difficult to find the “catch”.
Generally, if something looks to good to be true then it is. Very cheap policies offering great benefits are likely also to contain a long list of exclusions – situations where the insurance won’t apply – as well as charging a large amount of excess, on top of the policy premium that you have already paid, when you go to make a claim.
We recommend that you look for advice about your policy provider before you purchase your insurance. Consumer forums online can be useful; you can visit them to see what other customers of that insurer have had to say about its level of service.
Drakefield Insurance Services Limited, which owns AA Travel Insurance, Go Travel Insurance and 1Stop Travel Insurance, is a recommended insurer. Established in 1998, the company and its subsidiaries have won a number of awards for their services and easy-to-use websites.
Any of the Drakefield Group of companies can be visited online and will provide you with a free quote for your travel insurance. If you wish to tailor a policy or have an existing medical problem which may affect your cover, then you can also call their telecommunications teams, who will be able to give you friendly and comprehensive advice.
For great deals on your travel insurance visit Go Travel Insurance.